Our Mission and be part of the solutions , educate and help to reach a great score in order to obtained a credit , building your saving and learn how to manage your credit.
Hispanic Solutions Group was formed to help the community. It is the first consultancy that will help you create your credit, repair it, improve it, face it with highly effective negotiations.
Tell the consumer reporting company in writing what information on your report you think is inaccurate. Use this sample letter. Check in advance if they will accept a letter written in Spanish, otherwise, use the model in English. Attach copies (NOT originals) of all documents that support your position. In addition to including your full name and address, in your letter you should identify each of the items in your report that you intend to dispute, state the facts and reasons for your challenge, and request that they be corrected or removed. If you wish, you can also include a copy of your credit report by circling the questioned items. Send your letter by certified mail with “return receipt requested” to document that the consumer reporting company received your correspondence. Keep copies of your dispute letter and attached documents.
Are you having trouble paying your bills? Are you receiving persistent collection notices from your creditors? Are Your Creditors Referring Your Accounts To Debt Collection Companies? Are you worried about losing your home or car? You are not the only one, many people face a financial crisis at some point in their life. Whether your problem is due to a personal or family illness, because you lost a job, or simply because you have spent too much, it can seem like a stressful situation, but it can often be overcome. Your financial situation doesn’t have to go from bad to worse.
If you are refinancing your mortgage or applying for an installment home equity loan, you may be covered by the Home Ownership Protection and Mortgage Amortization Act (HOEPA). This law addresses certain deceptive and unfair home equity loan practices and sets requirements for certain loans with high rates and fees. This type of loan is also called “Section 32 Mortgages” since that is the name and number of the section of the law that establishes the corresponding regulations.
If you decide to finance the purchase of your car, know that the financing offered by the dealer may not be the most convenient, even when the dealer contacts the lender on your behalf. Establish direct contact with the lenders. Compare the financing offered by lenders with the financing offered by the dealer. Since loan offers vary, do a search for the best terms, compare the annual percentage rate (APR) and the length of the loan. When you are negotiating car financing, don’t just focus on the amount of the monthly payment. The total amount that you will end up paying will depend on the price you can negotiate for the car, the APR rate and the duration of the loan.
Contact a credit counselor or advisor. Reputable credit counseling organizations offer advice on managing money, bills, and debts, and help people develop a budget, and usually offer free information and workshops on these topics. Advisors or counselors should discuss your overall financial situation with you and help you develop a personalized plan for getting out of debt.
There is a new law that requires credit card issuers to include a toll-free phone number on their account statements so that credit card holders can find information on how to find non-profit credit counseling organizations.
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Find the latest news from Hispanic Solutions Group on the blog, as well as resources and useful information for your financial education.
We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all of the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside of it.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers), both for Windows and for MAC users.
Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to
El costo de bajar tu reporte es de $1 Dolar.