Someone might ask you to pay them something by putting money on a gift card, like a Google Play or iTunes card, and then giving them the PIN and numbers on the back of the card. If they ask you to do this, they are trying to scam you.
No legitimately operating business or government agency will ever ask you to pay them with a gift card. Anyone who requires you to pay them with a gift card is a scammer.
Remember that gift cards are for gifts, not payments. So if you buy gift cards for gifts or donations, shop only at reputable, reputable stores. Avoid buying them on internet auction sites because the cards could be counterfeited or stolen.
Check the card before you buy it. Check that the card has the protection stickers. Check if the stickers are intact. Also make sure that the PIN number on the back is not visible.
Save your receipt. The gift card receipt and ID number will help you file a report if it is lost.
Scammers pose as someone else to convince you to pay them with gift cards. They try to scare you or pressure you into acting quickly so you don’t have time to think about it or talk to someone you trust.
The caller says he works for the government — perhaps the IRS or the Social Security Administration. They tell you that you have to pay taxes or a fine. Someone from a help desk calls you, you could say he’s calling on behalf of Apple or Microsoft, and tells you that your computer has a problem. They are scams.
The scammer pretends to be a friend or family member having an emergency and asks you to send money right away, but not to tell anyone. It is a scam. Someone tells him that he won a prize, but that he first has to pay some fees or some other expense with a gift card. They are also scams.
You are called by a person who says they work for the electric company, or another utility company. They threaten to cut off his service if he does not pay immediately. But utility companies don’t operate that way. Is a gotcha.
You receive a check from someone for a much higher amount than you expected. That person tells you to deposit the check and then give them the difference with a gift card. But it will turn out that the check is fake and you will lose all the money.
If someone asks you to pay them with gift cards, report it to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov. You can also report it to your state attorney general. If you lost money, also report the incident to local authorities. You may find it helpful to have a police report when dealing with the card issuer.
Today we provide you with the following report so that you can take the best measures and economic decisions.
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