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Check your credit report at least once a year.

Credit Report
Review your credit report to make sure your information is correct and up-to-date, check for errors;

Check your credit reports at least once a year. Send an email to annualcreditreport.com. This is the only authorized online source under federal law that offers credit reports from the three major national credit reporting companies: Equifax, Experian, and TransUnion.

In addition, Equifax offers six free credit reports every 12 months, through December 31, 2026. When you visit the page, you may see instructions for getting the most frequently updated reports online.

Other websites that promise free credit reports may require you to sign up for “free trials” that ultimately charge you or try to sell you other products or services you don’t need.

Review your credit report to make sure your information is correct and up-to-date, check for errors; confirm that your report only contains information about you, to ensure that you are not a victim of identity theft.

Correct, any errors you find, errors on your credit reports, or fraud caused by identity theft, can make loans more expensive or keep you from getting credit.

The most common mistakes are: Loans and credit accounts you never opened, Misspelled name, Wrong Social Security number, Wrong address or phone number, Misreported accounts as delinquent, Wrong balances, Wrong credit limits, Listed closed accounts. as open.

Likewise, incorrect late payment dates or accounts listed more than once, accounts not correctly reported as “in good standing” when debt relief was provided for payments during the COVID-19 pandemic.

For errors, you should send a dispute letter to both the credit reporting company and the company that was the source or “provider” of the information (for example, your credit card company).

The credit reporting company and provider must investigate the dispute and correct any errors. If you have complaints or concerns about a credit monitoring service, contact the Federal Trade Commission at 877-FTC-HELP.

Today we provide you with the following report so that you can take the best measures and economic decisions.

If you want to schedule an appointment with us to create, rebuild or repair your credit, you can do so through the following link, in this way, our specialists in charge of Jessica Aliga Froelke will be contacting you.

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