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A discharge is a debt that has not been continuously paid for a long enough time, usually about 180 days, and that the creditor has given up trying to collect. When the debt is considered uncollectible. While that sounds like ...

Your credit score is a three-digit number that measures your creditworthiness, or how likely you are to responsibly manage your financial accounts, including your credit card debt. This number ranges between 300 and 900, depending on which credit bureau is ...

Check your credit reports at least once a year. Send an email to annualcreditreport.com. This is the only authorized online source under federal law that offers credit reports from the three major national credit reporting companies: Equifax, Experian, and TransUnion. ...

Being a reliable subject of credit in the US financial market is important because it allows you to quickly pay mortgages, purchase automobiles, goods and services; however, it all depends on the good credit score you have and thus have ...

The interest on the purchase of a home, cars, insurance premiums, among others, is determined by personal credit scores. The higher the score, all the aforementioned costs decrease, so it is important to maintain a good credit record. To maintain ...