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The Federal Trade Commission reports that there were more than 393,000 credit card fraud cases reported in 2020, a 45% increase from the 291,000 cases recorded in 2019, whose numbers have been steadily growing in recent years. The FTC has ...

Some dealers often finance “in-house” car loans for borrowers with no credit or bad credit. At dealerships that advertise “Buy Here Pay Here,” you may see signs with messages like “No credit, no problem!” The interest rate on loans from ...

The credit card company has the right to change the terms of your credit card agreement. For major changes, the card issuer generally must give you 45 days’ notice. Those changes include increases in certain fees and interest rates, increases ...

Most credit card companies calculate the interest you owe on a daily basis, based on your average balance. Card companies often charge interest on purchases and other interest rates if you use your credit card to get cash, write a ...

A prepaid card issuer must show you their fees before you buy the card. A brief summary of the rates and key information about the rates will be visible on the outside or throughout the package. This brief summary will ...